MSG Presents "Eric On Money" - Right Brain vs. Left Brain Approach To Money

In this insightful episode, Eric McLoyd sits down with real estate investor and tech  professional Rozerrio Camel to explore the Left Brain Approach to Money Management. They dive into how left-brained individuals approach finances—favoring logic, concrete numbers, and structured planning—while contrasting this with the right-brain mindset of creativity and intuition.

Rozerrio shares his journey from being purely numbers-focused to integrating a more balanced approach, combining structured budgeting with a visionary mindset. Meanwhile, Eric offers his perspective as a right-brain thinker, discussing how emotions, creativity, and vision play a key role in his financial strategy.

The conversation also touches on practical tools like Monarch Money, budgeting techniques, and strategies for leveraging both left and right brain tendencies in wealth building. Whether you're analytically driven or more intuitive, this episode will help you better understand your financial mindset and develop a holistic approach to managing money.

Tune in to discover how combining structure with creativity can lead to financial breakthroughs and long-term success!

Transcript

Copy Transcript Copied

[00:00:00] All right. Thank you all for tuning in. We're going to be talking about the left brain approach to managing money today. My name is Eric mlo, financial coach, financial advisor. This episode we are not giving any type of financial advice, but we are just having a general conversation about the left brain approach to managing money.

I have a guest here, Mr. Rosario Campbell. Campbell he and I worked together for some time. I was his financial coach. He is now being coached in a lot of other areas. He is also a real estate investor, works in the financial industry. Mr. Campbell, thank you for having this conversation today. What, what else do you want to tell the audience about yourself?

Yeah, so I'm also working on some startup ideas in in tech. I'm still working on those things. I've worked across different industries aerospace, commercial,, commercial aerospace military, aerospace, hvac, and now I'm in the finance industry working as a software engineer. [00:01:00] Cool.

Great. Thank you. I, I'm glad that you're here today and I'm looking forward to having , a really interesting conversation. Thank you. It's good to be here.

The left brain's a little bit more more strategic. So basically, it's more so thinking in terms of how can I manage the expenses I have, looking at all, all the numbers, looking at, you know, utilizing certain app applications or even using a spreadsheet to try to capture everything.

So basically taking down a motion out, out of, out of it instead of trying to kind of hope and pray that you have enough money to cover everything the next month. Right. Yeah, that makes sense. So I actually consider myself a right brain person as it relates to money. And I'll say, I think with us too, we see [00:02:00] more like, you know how people say they see colors when they think about different concepts.

I think that's how a lot of us right brain people are. So when I think about money, depending on where I am financially, I see certain colors. You know, if I'm doing really well, the colors are bright, if I'm not doing well or where I want to be, the colors are, you know, they're not as vibrant per se. And so, and, and another thing I think too with right brainers, like I'm thinking about money more from the perspective of what I want to accomplish with it, and I should ask you about that as a left brainer.

But like money in and of itself, I could probably care less about it, but it's more about. I want to send my kids to college, want to retire, want to go to Tokyo, you know, whatever it is. It's more based on life's major events versus the money itself. Can you relate to that since you're kind of a little bit of on both sides?

So, as far as the left, ran aspect of [00:03:00] things, it was more so me kind of having that initial fear as, oh, I may not have enough money for these events, such as like buying a house or. You know, even with kids how I'm gonna pay, you know, for certain things for the future. You know, things like estate planning and being able to purchase like a vehicle or so, or something of that nature with my kids.

Basically thinking about, you know, not thinking kind of long term, well thinking long term, but kind of being very cautious with it because I'm seeing the numbers where it is now and not thinking I have a more so a long term. Perspective. So in some regards, it is kind of it's not always the best way to kind of think that way because it kind of puts you in a position where you won't be able to advance.

So I kinda have to implement kind of a left and right brain approach when it comes to certain things. Yeah, I, I agree with you. I think that it definitely, a hybrid approach would be best because I feel like a right brain [00:04:00] person, if you're just looking at it from. Sort of this abstract perspective that's not good.

And then on the left brain side, if you're just looking at it from being technical and where's the budget spreadsheet and all this stuff, that's not good either. There's a little bit of a mix required. How would you say a person can develop a better mix to where they're even on both sides? Left brain and right brain?

So as far as the left brain side, basically taking kind of an assessment of where you are. In developing a budget and trying to set some short term and long term goals, at least from the numbers for what the numbers look and from the right range side, be more optimistic and say, Hey, look, I could go into, I have enough reserves to go into investing, let's say real estate for example, or even, you know, investing stocks or any other type of investment vehicles that will kinda create cash flow or some kind of, passive revenue stream. [00:05:00] Yes. Yeah, I like that balance. I like that balance. And now I wanted to also ask you, so since you've kind of identified yourself as kind of be more on, more on the left side, what are some of the challenges and limitations that you have faced that you think you might be able to help the listeners to overcome?

I would say before last year, I had a lot of kind of limiting beliefs about money. When it came down to just looking at the numbers and not wanting to look at the numbers. Well, not looking at the numbers one day and then looking at the numbers, I was like, okay, well I can't do this, I can't do that. Because I'm not looking at it from a perspective of optimism because I didn't have that that guidance to try to look into.

A a more, a higher tr getting on a higher trajectory. And also a lot of this kind of comes from growing up too in an environment where that wasn't taught more so it was saving [00:06:00] money, but saving it for what? So, and if you save money, you have to think about it in terms of, okay, is the money going to grow?

How is money going to grow? And I found out in the year or so. In, you know, certain traditional vehicles aren't necessarily the best if you wanna really grow your money. Definitely. And I'm glad you brought up the fact of, you know, how you were raised because I was going to ask you that as well. I was going to ask you, do you believe that the way you were raised contributed to you being sort of more on that left side of the, the equation when it comes to money?

Yes. Because more so of I knew I didn't have a, what you call it, a safety net. If I were to, let's say I, if everything I tried to do didn't work out and I had to kinda start back over, I knew there wasn't gonna be a safety net. So I worked, you know, I like to work very hard and try to make sure that, okay, if this doesn't work, then I have, you know, a bunch of contingency plans in [00:07:00] place.

That same mindset can be done could be applied to with money. Okay, well, let's say you lose your job or maybe you lose some money on in other investor vehicles. Then you have these other vehicles that can help you make up that difference. Yeah, definitely. Now, for the audience, I want to make sure that we, I'm really big on defining words and terms, so a lot of times people will be listening to these types of conversations and.

Certain things aren't defined. So I want to define three terms. Rosario, I'm gonna use your help on this, but one I want to define, what does the word money mean? Money. So I'm gonna give my definition and I want to get yours, but when we talk about the left brain approach to managing money, when we talk about money, I'm talking about anything that you own that has value.

So I'm not just talking about paper bills and you know, coins and things of that nature. That's great, but I'm also talking about you may have [00:08:00] investment accounts, you may have artwork that has value, you might have jewelry, whatever it is, all of these things have to be managed in order to be successful financially.

And that's what I'm talking about when I'm speaking about money or currency. What is your definition of money? So my definition of money is more so in, you know, a tool that you use as a utility for purchasing or exchange for its service. You know, essentially the replacement of what used to be called the par system, where you would do some kind of favor or some kind of service or someone else and they'll compensate you with some kind of other.

Service or some, some resource. So, so essentially it's a resource to for as a, that's awarded based on some service that's provided. Okay. I like that. So a resource, something of value that can be exchanged for something else of value, [00:09:00] would you consider Time, money? I think time is. Not, it's not the same thing as money is time's a lot more valuable than money because the problem with time is that it's irreversible versus with money you can, you can lose gain or you know, or stay the same, but you can never gain back your individual time.

Although you can leverage other people's time, but you can't gain your time back. Okay. Okay. I, and I agree with that. I think that time is a resource that you can use to generate money, but they are two different things. Okay. So we've defined money. Now, if you could define, and let's use a definition that a child could understand something really simple, but how would you define a left, left brain person?

What are the characteristics of a left brain [00:10:00] person? So I would say a left brain person is someone who thinks about things in a more, let's say I don't wanna say technical 'cause they don't have to explain what technical means. So.

In a way that's more you're take, you're looking at things in terms of different steps. So you, let's say you have a you wanna buy an ice cream or something like that. Okay, what are the steps it's gonna take for me to get the money, the, the amount of money that you would need to purchase it?

I said, okay, well, I need to do this, this, this, and this. So that's why I think of in terms of how left brain. Okay. Yeah, I can get with that. I mean, and just for, to add to that, I think left brain people deal more in the concrete realm. Yes. So what they can see, what they can put their hands on. It's very like, you know, grounded in [00:11:00] reality, quote unquote reality.

Meaning, you know, the here and now. Like, what can you show me? What can I put my hands on? Even to the point where I think a lot of left brain people favor, for example, investing in real estate, like physical real estate that they can drive by put their hands on touch. You know, where maybe a right brain person, and I'm gonna define how I see right brain in a second, but a right brain person might be okay with putting most of their money in the stock market, even though they can't really physically see the stocks.

Right. Right. And so a right brain person, from my definition, they're more into the creativity, the intuition, the emotional sort of aspect of things when they're thinking about decision making. It's less concrete and more, like I said, the colors of it or how I feel about it, or just being really creative, even if there's [00:12:00] nothing tangible right there in front of me.

Type of thinking. What do you think about that definition? For right brain? Yeah, definitely for right brain. Like as you said, with the comparison between stocks and real estate you know, you can go by and see the actual property if you wanna see it, whether it be a commercial property or a single family property.

Whereas stocks, you don't really know the, kind of the inner workings of what's going on. As you're investing in stocks. So you're kind of basically putting your faith in the sy the other people's systems all the way. You're putting your faith in other people's systems too, with let's say commercial real estate, but it's not as it's not as well, it's not as it is, it is like a black box kind of thing.

So you basically, your faith in a lot of, of, of, of, you're gaining something from those investments. Okay. And most of the people that you, 'cause I know you are a real estate investor and you also, you know, work in the financial industry, [00:13:00] but the mo, just from you kind of, you, maybe you don't know for sure, but if you had to guess most of the people that you deal with in the finance room or the finance world, would you say more of them are right brain or left?

There's a mix. I know in my previous comp companies that I worked for most people were left brain, but they were still looking into more traditional ways of investing because it is more familiar. Whereas, you know, with more tangible assets, there's a kind of a stigma. It's like, oh, well that's, I don't know about anything about that, because that's not something I'm exposed to every day.

So, like, you know, commercial real estate is all around us. So it's just a matter of just understanding the what could be gained from that compared to how let's say a lot of the stocks and, and other traditional vehicles are done. Also so [00:14:00] there's other, more, more savvy people for our work who do look into both.

Okay, so you're saying where, where you used to work, there was more left brain, but now as you're going along, you feel like people are kind of straddling both sides? Yes. Okay. Yeah, that makes sense. Now, if you're listening to this conversation and you're out there and you're like, okay, this is cool, we're talking about the left brain to approaching, you know, money management.

We got Mr. Campbell here who says he is definitely left brain, but kind of getting more on the other side. I wanna make sure we give the audience some strategies or systems that they can use to manage that left brain mindset. So like when you and I were working together, or even before or after, what systems do you think people should check into as left brains to help them rein things in a a bit?

So definitely what I've used I had a [00:15:00] spreadsheet where I was tracking all my daily expenses, also tracking any vacation expenses, any debts tracking my net worth tracking future purchases budgeting every single thing, like most of the majority of the categories of things that I started seeing a lot of patterns in.

So basically looking, look into your. Even if you don't have a spreadsheet, like look into your bank account statements and just see a pattern of all the expenses. And then that's the best way of kind of being able to track, make a budget. And if you do that, then you can be able to track everything a lot more efficiently and see, oh wait, why do I spend this much on, on this?

So I remember you mentioned before about this app called Monarch Money. Yeah, I actually signed up for it yesterday. Okay. And I fell in love with it immediately. Yeah. And so, so I, I, I have been working on it for like a couple of hours and it saved me a lot of time. I'm still using the spreadsheet to a certain extent, but I'm [00:16:00] slowly, you know, moving to, to that because I've already gotten that knowledge of being able to budget effectively, be able to track all my expenses, expenses effectively.

And I'm able to kind of see the comparisons like, oh, this does it on a much better. Level, but it's good to kind of do the manual approach first before you start using apps, because then you may get caught up in a lot of the other features. And if you don't have that, those skills already honed in, it'll be a little difficult to track everything efficiently and then be able to kind of curve spending where necessary.

Definitely, yeah. The only reason why I felt comfortable recommending that to you is because you had done the work. Of the, the sort of manual way so you know how to budget in and out from using a spreadsheet and just that work of checking everything. But yeah, Monarch money is, and I don't, I mean, this might be a quick commercial for Monarch money, but this thing is way better than like mint.com [00:17:00] or any of these other apps that I've ever used.

The main thing I like about it is, first of all, the interface has done really well. The way that they break out the categories of things that you can track, to me is very comprehensive. I feel like they better categorize transactions without you having to manually change a bunch of stuff. I mean, you are gonna have to change some things no matter which one you use.

But I feel like with Min, you had to change a lot. Almost everything you had to categorize. This one gets a lot of it right the first time. Which is really helpful. And then you can track your budget in real time. And I mean, you could do this on Mint, but I just think the, the interface on this one is better.

But like, if you budgeted, if you're out there, you're like, I'm struggling with budgeting this month. I budgeted $300 for groceries. If you use this app or this software. It, and there's like a day of maybe a day delay in terms of the [00:18:00] transactions coming in, but you can generally know like, okay, I've spent $150 of my $300 budget, which is extremely helpful.

It just saves a lot of time and you can check your cash flow. Like I said, you can set up your budget. It is just all these different things that you can do categorically with your money. Check out Monarch money. Check it out. I wish I could be like a, what do you call it, like an affiliate or something where I could have a code for people.

I have to, maybe they'll partner with me, but I like it that much. I like it. Yeah. Yeah. I, as soon as I, as soon as I signed up, because I was gonna sign it up, sign for a few weeks ago and I said, you know what, me, hold on and wait. And then I saw that net worth feature too. It was really good to kind of see, you know, all your assets and liabilities and then seeing the.

And also forecast what your your income's gonna look like. Absolutely. And also have a recurring [00:19:00] expenses, a calendar with recurring expenses. That's good. Yeah. I love it. I'm pulling it up real quick right now just to make sure I'm not missing like one of some of the main features. But, oh, the other thing is, and I mean you could do this with most of 'em, but you can pull in multiple accounts to, to track as well.

Yep. So like you might have one account for your business, you might have one for personal, you might have a bunch of credit cards, like you can bring all of that data in, track it, and then categorize it. That's extremely helpful. So yeah, I like it. I like it, and I'm going to use that with all my clients going forward after they learned the manual sort of route.

But it was hurting me because after we did the manual route before, I really didn't want to send people to Mint. And then Mint. I think they discontinued the way they do. I don't even know if they offer the service anymore. 'cause they merged into it. Got it, got rolled into credit Karma, karma. And so in Credit Karma, [00:20:00] I tried to actually use Mint in there.

It just doesn't even work anymore. So yeah, you can actually transfer your all your transactions from Min into I didn't, I didn't do that because I didn't wanna have to go through all that. I said, you know what, lemme just start from here and then just go from there. Just track everything. Yeah.

So, and the other thing I like about this thing, and I don't wanna spend the whole time talking about Monarch money, but it is that good. It goes back pretty far in time too. Like you could go back, I think two years or so. Two years, yeah. I'm like, wow, you couldn't do that on some of these other software platforms.

You couldn't go back two years. Right. So, oh, so let's talk, so the audience here, so maybe this would appeal more to the left brainers, but if you're in a situation where you're like, okay, I want to be clear with what's happening with my money. Excuse me, allergies. I wanna be clear with what's happening with my [00:21:00] money, and I want more metrics.

To be able, like, so a left brain person would be in more into the metrics and what's my net worth and how much did I spend on food left? This will be great for you, but I also think it'll be good for right brainers because you might not care as much about the metrics, but the visual representation of your money is very appealing, right?

So you can look at the numbers, but then you can do a pie chart and graphs and all that stuff. And so a lot of right brainers might that might appeal to them 'cause of the colors and all of that. That love that stuff too, like pie charts, bar, bar charts, pie charts, all that stuff. Yeah, like graphs there.

We like that stuff too. But also they have a goals feature where you just track your goals. So it'd be good to kind of say, okay, well I want to have this by the end of the year, and then you can just track it from there. So, absolutely. So you all check out Monarch money, whether you're right brain or left.

I think you'll like it. I've been using it for a couple of months and I just got [00:22:00] charged. It was like $45 for the year or something. It was insane. So yeah, check it out. Check it out. Okay, so let's make sure we hit all these points on. So we've defined left brain, we've defined right brain, we've talked about what money actually is.

Rosario was giving us some examples of like, systems that we could use. I wanted to bring up the system of budgeting in and of itself. Budgeting is a system. I know we throw the word around a lot, but all it is is a systematic way for you to keep up with what's going on with your money. It's, your system could be run many different ways.

You could use an app like what we were just talking about. You could use a spreadsheet, you could write it on a piece of paper. It really doesn't. Matter. What matters is that you are on a daily basis keeping up with your transaction. How do you feel about budgeting as a system? [00:23:00] I think it's a good system to have because if it works well, it works well with your personal expenses.

Think about how it would work well with your business expenses, which are expenses that you're going to be, having for your investments. So it's a, it's something that creates a positive domino effect instead of something that you're just doing just to be, you know, just to kind of manage your way.

It, it, it has a, has so many benefits. Yeah, I couldn't agree more. It definitely helped me change my financial life, so I'm right brain, but. Because there may be more emotion or some of these other things there. Me tracking my money every day allows me to keep those things in check. Right. So I don't wanna wait three or four days and then have this big issue because, oh, I didn't know all this stuff happened with my money.

I just do it every day. Keeps the emotions down and it makes me feel that feeling like, oh, I [00:24:00] am preparing for my kids to go to college, or Yeah, we're gonna go on vacation on time. Like we said, you know, it helps me to manage that Right, right brain side. And also continue to develop that left brain side, which is more about.

Yes, this is a system. I have a template. Templates are another big thing. Any financial person you deal with, coach, advisor, whatever, always try to figure out what templates that they have that you might be able to use, because it just saves you a lot of time. So if somebody's like, you need to track your net worth, ask them, do you have a a template for that?

Or do you have a software or something where you can quickly do these things? And it, it's just more efficient for busy people. Right. Yeah. But it saves a lot of time and once you get used to having, using that template, you can automate things and then it gets to the point where it's not something you have to think about all the time.

Exactly. Another system that you and I talked a lot [00:25:00] about when we were working together, which was the system of taking your phone and I think left brain people would be more okay with this, I think. But it, say you're on vacation and I just did this. My wife and I went to Vegas. I had, I put every transaction in the note section of my phone.

Nice. And you might be thinking, well, I know you, you're okay because you've done it as well. But like if you're listening, you might be thinking like, how can you have a good time if you're constantly putting stuff in your phone? But because I'm a right brain person. I am feel better because I'm doing that.

We got two slices of pizza. It was $18. All I'm doing is putting it in real quick and I can go on with the rest of what I'm doing, but I don't feel like I'm out of control with my spending because I'm looking at it in real time. Also, another thing I've been doing is just using cash. I say and it just because it's real.

It's right there. You can just count it. You know, you spent this amount and then you move on because, you know, like you said before, [00:26:00] remove to emotion out of it. Yeah, definitely. Yeah, I'm a big proponent of that as well. Using cash. Again, you feel more like you're not out of control. You've taken a certain amount of cash out of the ATM or the bank and you're like, this is what I have to work with, and you kind of know where you are in real time.

Right. You don't have to wait for your account to update and all this stuff you like, you know where you are 'cause you know what you have left. So yeah, that's the strategy for left brains and right brainer. So you can control the emotional part, the, the really literal part. 'cause you're holding the cash in your hand and you can use it to manage things better.

Right. So what have we missed in terms of this left brain approach to navigating that financial journey? What other things would you bring out for the, for the audience? I would say that definitely from a left brain perspective, you know, you know, try not to limit yourself. Just because you are in a certain place now doesn't mean you can't get to where you [00:27:00] would like to get.

So that's where the, you know, the, the right brain aspect, you know, being creative, thinking of okay, how can I double my money and let's say five years? You know, there's, there's very, there's a lot of different ways of doing that. Let's say commercial real estate, for example. You can more unlikely do that in five years.

Of course, you have to come up with a, you know, larger investment upfront. But it's a, it's an, it's an investment that's going to grow, especially if you're working with the right sponsors. Also even like working with having the diversified portfolio, not just real estate, but you know, stocks people who are maybe wanna invest in bonds or any other.

Different vehicles and investment vehicles. So focus on more on investment vehicles that's gonna help grow your money. People also use 4 0 1 Ks IRAs, you know, basically having your money in different places so that way you won't feel it as kind of stuck, say, okay, well I got, you know, one or two accounts.

I wanna be able to kinda put things in different places [00:28:00] so I won't be, I won't feel like I'm in a situation where. Athletes just work so hard because I'm not prepared for later on, let's say retirement. So people are in a retirement age a lot, a lot of retirees tend to have, you know, a large 401k or IRA and you know what's going on with inflation and, you know, the, the, the numbers that we needed to have at retirement age maybe 20 years ago doesn't ring true today.

Won't ring true in another 20 years. So you know, being able to find ways to grow your money and being able to kinda, you know, look into active passive or active and passive investments is definitely key. Yeah, that's a great point. And, and I kind of want to ask you as we wrap up here, you know. People may think that left brain people don't have any emotions as it relates to money, but you and I both know that, [00:29:00] that that is not true.

They, they definitely do. What are some of the things that you would recommend to a left brain person? Because they're looking at the numbers and, and the concrete stuff and they're not happy with what they see. What are some things that they can do to sort of manage that disappointment that they might have in themselves currently?

I would, I would definitely say not to probably be more so on the logical side because then that makes it worse. So I think one way of looking at it's kinda kind of taking an objective view and say, okay, I'm, I'm in this place here but I want to get to the next, I want to get, be in a much better position.

How can I put myself in that position? So, you know, all this year I've been focused more on, having a better mindset when it comes to financial literacy, when it comes to financial independence, when it comes to being in in different, in rooms with people who are in much higher levels than I am.

So definitely surrounding [00:30:00] yourself by people who are already in those in those in a much, you know, better. Level or being able to kind of just sit down, just kind of set your situation and say, okay, how can I can just write some goals down and kind of understand why you are in that situation, and then find ways to kinda, now that's where the left brain side start to come in.

Start finding solutions to that problem by tackling, okay, why am I spending this much on this? Why am I spending this much on that? How can I reduce spending here? How can I use the money I'm spending here to invest in this or place it somewhere where I won't touch it, like a savings account or some, or IRA or some other investment vehicle things like that.

Great, great information that you're providing. Great information. So. Yeah, definitely. And then also they can do what you did, which was hire a coach for guidance, [00:31:00] accountability and support. Because, and this is something that right and left brainers can do, sometimes we, sometimes we have to leverage somebody else's confidence.

You know, we might not be feeling a hundred percent about where we're going or we might know we want to get to another level, but we just need some help. There is nothing wrong with that. At all. And it actually speeds up your process. It accelerates you getting to your goals, but you're not in it by yourself.

And I know just like anybody else, it's hard to piece things together. Watching a bunch of YouTube videos and, and don't get me wrong, there's some fabulous YouTube videos about money and I watched them to this day. But it's difficult when you're trying to watch a hundred videos and then apply it to your financial situation.

'cause you still kind of need. Some strategy or a sequence that can be helpful. So having a coach can be a game changer. Don't discount that whether you're left brain or right brain. So that's another [00:32:00] thing about being left brained. I know a lot of us and myself included, tend to get in our own way and thinking, oh look, I can do all this and that.

And I realized, you know, up until like two years ago, you know what, I need help, need to get coached in this because. I've been able to take myself to a certain level. How can I get much further? And there's people, you know, coaches like yourself and others that I've been, I'm still getting coach to this day on with different things.

Getting, they see something that you don't, you may not see. So it's good to kinda, you know, put your, you know, you have to kind of take yourself out of it and then, you know, let someone else help guide you like you. Mentioned before. Exactly. And even myself, I have coaches and I will have coaches to the end of time, like it never stops.

And which is a good thing, right? Because no matter what level a person may think they're on, there's some other level that you're trying to get to and a coach can help you get there faster. So I have my coaches, [00:33:00] I'm actually getting coached right now about trading options. Nice. Yeah, so a lot of financial people, a lot of financial advisors and coaches, they may know like the technical aspects of certain things, but when it comes to trading, that's a whole different ball game.

Just because you're a licensed financial advisor or coach, it doesn't mean you know how to trade every single asset that's in the market. So I've actually. Wanted to learn more about options. And so I have coaches for that and yeah, it's speeding up the process, you know, and I'm a right brainer. So for me, it makes me feel better that I've got somebody right there that, that they, they can demonstrate that they are an expert in this.

They got community and all this different stuff. And so yeah, I can learn it and I don't have to worry about figuring out a bunch of stuff that I don't, that I don't know. That, that's awesome. 'cause I've been hearing about like commodities and things like that I'm definitely interested in hearing about that options whenever you get some more experience [00:34:00] with that.

Yeah, definitely. I, I think you would like a, like that as a, an asset to trade, but for sure. All right, so this has been a great conversation about the left brain approaching money management. We've talked about left and right brain, but. Do you have any final thoughts that you wanna leave the audience with on this topic?

I would like to say that you know, as we said at the beginning, the hybrid approach is definitely the most ideal because you may have goals that's kind of like up at the stars, but I have like several of those. But I find that it helps you kind of stay level to, you know, not just thinking about what you can do.

What you can realistically do, but what you can kinda, not necessarily what people can call unrealistic, but it's something that can be done if you put your mind to it. Definitely. And you are certainly living proof of that, so that's great. My final thoughts on this are, if you're listening to [00:35:00] this, maybe you're not clear on whether you're just in general, your left brain or right brain.

Do a little bit of research. Sit with yourself and try to figure out like, where do I fall on these two spectrums? Maybe you're in the middle, maybe you're way on one side. You know, maybe you're all the way on the other, but once you figure out where you stand. You know, listen to this, maybe listen to this interview again, but like really get some strategies that are more suited to who you are as a person.

'cause we all know when you go online, it's kind of general. It's like, do this, do that. But I mean, if you're a right brain that, and this is coming from a left brain person, that might not be applicable to you. So find out where you stand and then get the strategies that are suited to your personality and the way that you approach life.